The expansion of mortgage is a banking procedure from which may increase the amount of credit that I provide through the mortgage, since certain amount of money is needed to give you a destination that must be what more soon as possible, so you can modify certain characteristics of the mortgage credit based on the extension of mortgage, among which as mentioned above can be ordered one sum of money to party that initially requested, so to request an extension of mortgage increase the debt with the financial institution, as well as measured against this debt allows the client access to the longer term and similarly able to pay lower per month. There are those who wonder why choose more easy by an extension of mortgage, not a checking account or a credit card, is due to the expansion of mortgage as a credit or a mortgage loan modification can offer interest rates more comfortable, since a credit card offers a rate of very interest high, also offers very little time to make the cancellation of the credit and loans personal only vary the amount of time that offers us the Bank to carry out the cancellation of credit, while the expansion of mortgage offers low interest rates and long delays to cancel the credit. This advantage that offers us the expansion of credit is often criticized by many people because they think that if you have certain stability is better exit it more soon possible of any debt that you have, but if for some reason you should lose that economic stability that had, it will be much better be paying one low fee that is can meet easily still not be economic stability that is had previously and that is not unlike that for some reason miss the provision of money to be had and present the monthly fee from a credit of great amount and does not have the means to perform cancellation fee, from which begins to generate legal problems with the financial institution, moreover if it manages to have economic stability during the life of the credit that was obtained by the expansion of mortgage and you want to pay more high can be the amortization of the loan at any time, because what is important for the Bank is that it meets the periodic installments, thus not have any problems who have the money available to qualify better than if it can pay for a mortgage already large a repayment of the credit will be much better for your pocket, but if in given case it lost had the economic ability at first will have the tranquility of having opted for a large mortgage that allows you to pay a fee lower that you will allow you to avoid problems with your financial institution. Per all of the above, it is best to seek the expansion of mortgage that opt for personal loans or so-called plastic money, which offer fewer advantages to the user.