And at the moment the prices are in the range of 45-65 rubles per square meter, compared with the beginning of the year where peak price was 50 rubles per square meter. Comparing the prices of commercial real estate in Novosibirsk, we can see that the price increase does not exceed 10-15%. But do not forget that the economic zone Novosibirsk is constantly in development, and if at the beginning of 2007 in Dzerzhinsk district average price of office space was about 55 rubles per square meter, then, today, it averages 60-70 thousand per square meter. The figure of 10-15% is relevant to the major economic zones of the city of Novosibirsk, such as the Central Region, Karl Marx avenue, etc. Rents are also the same has not changed significantly, and an annual increase of about 12-17%, with the exception of the Central Railway and the areas where due to the discovery of several business centers, class "A", the picture changed significantly, and the average rental rate of office space is 1400-1700 rubles per square meter. Considering the rents of commercial premises, you will notice that here there has been significant growth for the year and it increased on average by 40-50%, indicating a significant development in this area. Can not disregard and warehouse real estate, but in contrast to the commercial and office premises, tangible changes were observed in the sale and to rent because of the still underdeveloped in the development of warehouse real estate, and small input of logistics centers. And in the end I would like to mention another important factor, as the discovery of several large shopping centers in our city, such as "Auchan" (an area about 10 thousand square meters), "Big bear "(area of 46 thousand square meters), IKEA , (27 thousand square meters), Royal park (area about 60 thousand square meters), which favorably affects the economic development in our city and is an indication that the whole city of Novosibirsk is attractive to investment in many sectors including real estate.

Then he gets himself some a simple studio in Spain to obtain a Schengen multivisa. – What are the costs of the residential real estate waiting for its new owners? – Property tax, which in each province and is considered by its very complicated scheme, but, in practice, it is 0.2-0.5% of property value per year. Plus, about 0.2% a year – a tax on individuals who own real estate. Cleaning fee houses adjoining areas, entrances, playgrounds, etc. set meeting residents and is usually from 50 to 500 euros per quarter depending on the class housing. Utility bills: for example, if a household of two people living in a two-bedroom apartment, they take about 60-70 euros per month. Again, it all depends on the size and class of property. – We know that many people buy real estate in the resort countries in order to lease it.

How complex is the procedure for foreign nationals – non-residents of Spain? And what about the rental market? – Yes, the apartments are often taking out a mortgage and come here to relax for a few weeks a year, and the rest of the time, so the apartment is not idle, and somehow compensate for the costs rent it out. If this little apartment, you can pay off the mortgage in full, but if it is a huge apartment, bungalow or villa, the mortgage will be partly to beat. I want to warn that receive income from the rental bought a mortgage real estate will not work. There are two forms of rental real estate: year-round and short-term tourists. Naturally, tourists rent housing at higher prices, but it is not guaranteed earnings, when thick, and when empty.

– What you can highlight the main advantages of buying a home in the primary and secondary markets? What price differences in these segments? – Let’s order. Benefits of Buying apartments in the primary market. Housing choice in this segment much more. Finishes, and sometimes planning options can be selected according to your taste, but not to the liking of the last owner. Everything else, the buyer of a new apartment construction is given 10-year warranty. The advantages of a home purchase in the secondary market. The possibility of finding an apartment in a particular place: in a particular city, region, district, home. And, importantly, the vast majority second hand apartments already furnished. As for prices, the secondary market a little bit cheaper than the primary. That’s it. – Yuri, thank you for this interesting and informative conversation. – Please! And before the meeting in Spain!

Consider, for example, the situation in St. Petersburg. Among the objects of which construction had to "freeze" due to budget cuts city officials, there are several nurseries in different parts of the city and two infectious disease hospitals. At the same time entering a football stadium for the "Zenith", which agreed on the financing of municipal government and "Gazprom" has remained unchanged – in 2010. Sadly, the spectacle for us to still remain in first place … VK: Does the federal level, dedicated support of the construction industry due to the crisis? EK: I think that the government should use two main mechanisms to support the construction industry – is the accelerated provision of housing people in need of better housing, and an increase in consumer demand for apartments and houses, including a mortgage.

VK: Can the government support under construction commercial real estate? EK: Potential support only socially significant objects. With respect to commercial real estate – is an open question … VK: How is the purchase of shares in construction projects, financial investors? EK: As a rule, investors are parties interested in financial results, as well as end users. For some, the determining factor is the commercial motive for the other – the consumer. Participants shared construction with the developer enter into an agreement on investing, under which the investor is funding the construction of the property or part thereof (eg, apartments), a builder carrying out construction work.

When completed in accordance with obligations under the agreement signed title to the object of investment proceeds to shareholders. According to experts, a contingent of investors in recent years has changed somewhat. If 2-3 years ago, they were represented by a small group of highly profitable business, now to the investment activity gradually connects the middle class. However, the massive entry of private prevents investors a high level of risk of such a scheme of cooperation. The fact is that during the construction process may be changes due to the price per square meter, a decrease or increase area of the object relative to a specific funding agreement, as well as the period of performance. VK: You know, buying property in a crisis, become a victim of any fraud? How to protect yourself from them? EK: The man has always been characteristic of greed through the assignment of foreign finance. It would be naive to believe that today the situation is different. Today's real estate market – it is truly a vast field for of various frauds and scams. To avoid becoming a victim of fraud, should remember the following rules: First, never give to the originals, only copies. If the company insists on the originals – this should be alerted immediately. Second, do not sign any papers as long as the meaning of each sentence will not be fully understood. Deciding to seek the services of one or another real-estate company Pay special attention to the presence of her license, diplomas, testimonials and other necessary documents. Also, do not be redundant view so-called "black lists" on the Internet. These are special sites on which provides information on companies found guilty of fraud. If you contact the agency by the buyer immediately demand money without providing any guarantees – fraud is more than possible, and the best way to avoid fraud when buying a property will be consulting a professional lawyer. ————————————————– ————————– * The Association of Russian Builders

These apartments are 20-30% cheaper than the market. If you clearly know what you want and realize that enough money, do not have endless view. Have a professional Realtors have that sort of rule that the customer must make their choice at 5-6 viewing. In general, it is justified. If a realtor pro, then it will only offer suitable options. In my practice, there were people who viewed more than 50 apartments. Believe me, they have the hell of a lot of trouble themselves, tortured estate agent, and eventually took an apartment is worse than initially proposed. Time passed, prices jumped, and had to take not what you like, and what's left.

Okay, apartment chosen. Now we have to pay an advance or deposit to "stake out" option you like. What's the difference. Under current law, if the party receiving the deposit waives the transaction, then it should return advance in double time. That's the whole difference.

If you refuse the deal, no down payment, no down payment seller will not return to you. But I've never seen a down payment returned voluntarily to double. Almost certainly you will have to go to court, pay court costs, spending lots of time to meetings and litigation. Therefore, the parties usually agree to return only the input amount no matter what the name of the contract. You, as buyer necessary to insist that it had been prescribed certain conditions. After all, you have a mortgage, which means increased demands on the documents and terms. First, be sure to specify in the contract that the apartment is purchased and a mortgage loan. Second, specify the list of documents that the seller should provide you with. Prescribe that the sellers agree to put in an apartment representative assessment of the company. It is also necessary specify in the contract that all documents must be provided to you within 5-10 days prior to the transaction or the termination of the contract. After all, if you get the documents on the last day, we prepare all necessary documentation to deal would be unrealistic, and the next day, sellers can advance or deposit you will not return, and again put the apartment up for sale. It's you of the provision did not come to a deal. Also specify in the contract that case of failure of the bank to provide credit for the purchase of the apartment or take out an insurance company for insurance of this apartment, down payment (deposit) will be returned in full. For hedging, the contract is better conclude the month. Documents can be collected is usually 7-10 days, plus 10 days to prepare the transaction – for 20 days and 10 days at different force majeure. Get faster – great. Have problems – you have time to spare. If you work with a realtor, adjust it to the fact that he regularly reported to the work done. Keep your finger on the pulse. Call the bank, specify the situation. With real estate agent talk at least 3-4 times a week. After the flats call bank at least 2 times a week. It's your deal, your apartment, so do not let things take their course. And how is the deal, we'll talk in the next article.

In a joint program of the client can get a bank's decision to grant a mortgage loan, as well as to order the necessary list of real estate services in the region of residence, and search services or selling real estate approval of the apartment in the bank, real estate appraisal, insurance, delivery and execution of the sale are the location of the property. Affiliate program provides an opportunity to use the services of the holding 'Miel' and KMB-Bank in St. Petersburg or Moscow, depending on where you live to get the full range of real estate and banking services in the market of another city. The range of services the program coincides with the power, traditionally provided by the parties and lets you save time and money of clients. "The purpose of our interaction – the dream of people who want to buy, sell or exchange property, located in St. Petersburg or Moscow with the use of loan funds – says the director of the St.

Petersburg branch of "Miel" Maria Sorokina. – Experience of holding "Miel" for the long-distance transactions, as well as experience KMB-BANK, the bank group "Intesa Sanpaolo" in mortgage lending helps to ensure maximum comfort and safety when carrying out such real estate transactions. " Holding "Miel" – the supplier intellectual services in real estate. Its principal activities are investment, development, consulting, brokerage and asset management. "Miel" in the Russian market for about 18 years. On today the network has 37 offices Holding, of which 6 are located in suburbs, 7 – in the regions.