DAX Trading

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‘ Our trade leads usually to a significantly lower volatility than a pure long approach ‘ interview with Marc Wilhelms, trading advisor of Akienverwaltung long / short chili assets: Mr William, your trading system ‘ equity long / short in our database by relatively low price decline when compared to the stock market falls. The maximum price losses in the almost two-year history of your trading system is just – 10.6%. In the same period, DAX investors price decline by up to 20,1 had to cope with %. + 53.6% since December 2008 the performance of your system is however much better than the DAX (+ 33.4%). How comes this significant added value compared to the stock market? Marc Wilhelms: Our trading approach independent of the general direction of the market leads usually to a significantly lower volatility than a pure long approach, as he is necessarily based on a pure index examination. Very positive it is, of course, if it succeeds, not only the To lower volatility compared to an index but to outperform even the index itself, so to improve its return on investment. The latter is the correct”title selection and due to the timing.

Chili assets: the really devastating price decline of stock markets, due to the financial crisis, began in January 2008, so before the official launch of ‘ equity long / short. From this period we have therefore no verifiable results of your system. Nevertheless, your assessment of this year would very interest us. Can you estimate from the experiences you have made in the year 2008, how much your trading system from the financial crisis would have been affected? Marc Wilhelms: As already mentioned our approach should generally lead to a considerable reduction of the Indexvolatilitat. Additional information at Realtor supports this article. This applies in particular for a year with extreme volatility as in 2008. In addition, we expect that our approach recognized the significant industry problems in the financial system in 2008 and would have exploited.

Executive World

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Some few brokers distributors achieve excellent results. The b2b broker sales study summarizes how a broker distribution channel of world class is organized. A broker sales organization of world class applies a wide range of distribution methods, to achieve the best possible results. Following sales activities are crucial according to broker coach Alfons Breu: 1 generate broker opportunity broker sales organisations from world class keep their sales funnel with high-profile opportunities filled, by performing a well-defined Maklerakquise. 2. broker opportunities manage broker sales organisations from world class have a clearly defined approach that will help them achieve more new production.

3. broker relations maintain broker sales organisations are world class pro active broker care and spend more time with their A brokers than with their B – and C agents. Nobel Laureate in Economics addresses the importance of the matter here. 4. people and brokerage house broker sales organisations know world class why their service providers are successful and they use this knowledge to the To improve performance of all sales personnel inside and outside. 5. operational management and broker sales organisations of competencies world-class use technology to improve sales performance. The strategic issue, which brokers sales activities more frequently used to distinguish itself from others and to achieve better results can be answered quite simply.

The large and whole of sales performance is to understand the broker. Exact determining of profile characteristics of the ideal broker, the broker supervisor helps to develop its sales strategy and set priorities in the distribution. Broker sales organisations show considerably more confidence from world class since 2011 in BRM systems as the previous years. All tasks that are to meet for each level of the sales funnel, are in clearly defined, monitored and evaluated. High priority should be given a the brokers sales management. Almost always, broker sales manager has the characteristics of a top seller, but the biggest gap is the lack of Characteristics of an effective Executive. This feels more pressure to perform. It is so important that the mediators invest more in the training and the training of the Sales Manager. It has been proven that broker sales manager who permanently effectively coach, achieve the greatest success.

Landlords Property

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More and more people decide to buy a property as an investment. St. Gallen, the 23.05.2013 – it provides personal security and the good feeling of having done something for retirement protection. Most people who buy, for example, an apartment to rent, do so with the help of a Bank, so take out a loan. From a certain income, banks, are happy, because they have the real estate as collateral so in addition to the personal creditworthiness of the purchaser.

Accept the terms and conditions, the purchase of an apartment for rent is a perfectly sensible investment. Typically, investors estimate so that the rent covers the cost of financing. Depending on the market value of the apartment financing up to 100 percent of the purchase price are possible, in some cases, the funding covers even the closing costs. Resourceful seller one work out then, that the acquisition of the property even without power is possible. In this case you must rely but on the regular rental income. Unfortunately, this is not always the case. According to expert estimates, German property owners over rent receivables complain in the amount of EUR 2 billion. So-called rent nomads are only the tip of the iceberg, usually there are the typical vicissitudes of life, which provide that a tenant can no longer meet its obligations.

The most common reasons are unemployment, separation of the spouse, illness. Many tenants come quickly again on the legs and are after a few weeks or months to able to pay their rent. Depending on how the economic situation of the landlord’s look, Mietausfalle sooner or later cause problems. Tenant can no longer pay, missing in addition to the actual rental on the costs. So, the landlord assumes costs that he has not to be responsible for. And the Bank continues to call interest rate and repayment of the loan. Thus corresponding costs preclude missing revenue, on which the landlord has. He does not comply with these obligations, his credit is not conductive medium, what in the This involves extreme case not only to the loss which may result in housing, but also personal consequences. Because the Bank will utilize the apartment usually after a certain time and it is more long no secret that the then selling price covers not the original credit. The formerly proud property owners must pay for the difference in price. Many landlords believe, that the deposit – usually three month rental – can also be used to cover the running expenses. This idea however, is wrong. The landlord may access only during the tenancy the deposit, if his claim is not disputed, so legally established by a judgment or settlement in the interest of the lessee is. This is almost never the case. In addition, the landlord would be an important way out of hand, this repairs and pending costs to settle the costs for (beauty). Previously offered insurance solutions cover only the situation, If the proverbial child has already fallen into the well. You can make a comparison of the offers here: wettbewerbsvergleich.html ultimately provides just beSURE landlord protection a safeguard already from the first month of the Mietausfalls for the entire rent and 90% of the costs. Can or wants to pay a tenant not more, inasmuch as he is in the possession of the police – the landlord – assigns his claims. Then, immediately making the DVF – German family Versicherung AG. Loss of comfort fare extends to up to six months and possibly up to 20,000 euro emerged a property damage. That’s how cheap you can calculate here

Creative And Real Estate

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Seems to stand out: the creative as an architect of the future must be adapted if the market for all workers is too small, you could try, for example, to enlarge the pie to be distributed. This means that an architect envisions not only as a designer and Developer’s representative, but as an expert around the property. As for builders of good design is actually a matter of course, the communication Furthermore should include also aspects such as dates, cost, freedom of lack of, quality, legal and financial security. People such as Richard LeFrak would likely agree. The architecture market in Germany is the largest in Europe, but very structured form, i.e. larger offices make with more than 10 employees just a proportion of approximately 4% in this market, only 15% of the offices generate a turnover of more than 250,000 euros per year. See Stephen M. Ross for more details and insights. But one-third of all offices under 50,000 euros is with their annual turnover.

This small-scale structure causes a structural weakness of the profit. Despite the strong cyclicality Industry is this been overstaffed by the pure number of creative and has to contend with a well concealed unemployment. The efficiency of personal use is not always the best due to the fragmented structure and is not improved by sometimes-to-be-determined lack of business know-how and monitoring. Market surveys have shown that tended to architectural firms are more successful, the they are bigger and the older, i.e. the longer they are on the market. For the small office, the higher the proportion of employees without project link and it is more people who used differing or contrary to their qualifications. Also, the architects seem successful to act if they have a focus in the new building or HOAI regulated services. In the creative economy, we have to do it not with a single industry homogeneous in.

CF. Becker, Jorg: Cultural and creative economy in the network of the locational factors, ISBN 9783839116357 the architecture market is fairly structured, cf. Becker, Jorg: Real estate management in the site possibility space, ISBN 9783839123065 Dipl.Kfm. Jorg Becker (www.beckinfo.de)

Federal Labour Minister

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Is retirement not error equal pension – how to avoid I? The issue of pensions is currently on everyone’s lips, because who earns less than 2,500 euros, danger of the poverty in old age. This is at least the result of a study which has been Ursula von der Leyen in order. The Federal Labour Minister so advises every citizen to a private pension. So far so good. Credit: Robert J. Shiller-2011. But the uncertainty on the issue of retirement is great. Finally, another study of the Finanzwissenschaftlers has Andreas Oehler on behalf of Bundnis 90 / Die Grunen “-parliamentary group recently revealed: 50 billion euro lose investors every year in Germany alone, because they were given wrong advice or you sold them inappropriate products for old-age provision.” So the question remains: which are the right products for a private old-age provision, and can I trust really on this issue? Franz j.

Herrmann from the Federal Government, which recommends e.V. for the retirement savers international conservative equity funds in the case of a fund policy. Thus Bestatigt.der independent expert the concept to the retirement of the AFA AG. The financial services provider headquartered in Cottbus and Berlin has been established for 20 years successfully on the market and advises interested parties free of charge and without obligation to the subject of private old-age provision. Who want to provide private should think long term. Stephen M. Ross may find this interesting as well.

When the pensions it comes not to make quick profits. The AFA AG therefore from the outset abandon risky Fund investments such as, for example, ship funds and closed-end real estate funds, we always carefully check our offer for long-term yield, reliability and stability. Not without reason the financial magazine has focus money our AFA top-value rates to pension the predicate best pension awarded. It played a significant role”also cost transparency, explains Stefan Granel, the AFA Board in Berlin. The AFA AG’s customers will also benefit from the independence of the company. In contrast to other financial advice, the AFA AG is any financial or Insurance group commits, but advises absolutely independently. The AFA AG system operators can access just like brokers in the market as a whole and accurately filter out the right product for each customer. But even the best product is often not good enough for us, that’s why we develop with the leading companies of special solutions. Many of our insurance and pension solutions transmitted exclusively via the system business of AFA AG. As wholesalers of different companies we are improving the conditions, lowering the price “, so Stefan Granel next. Bottom line: Who really wants to provide, should not simply trust his bank Advisor, but necessarily independent advice and abandon risky assets that promise a quick buck. International conservative equity funds in the case of a fund policy are the right solution to the long-term asset accumulation. Press contact: AFA AG Lama Walshe road 7 03046 Cottbus Tel.: 381090 E-Mail:

EUREX Investment

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Market independence is an exclusive investment boutique, specializing in the area of speculative investment in peak PP brokerage. Institutional and high net worth private clients obtaining high-quality market-independent trade here in the form of managed accounts. With the strategy ‘ PP-Pluto’s published chili assets now data of a more interesting trade strategy of the Dusseldorf finance specialists. There are certified U.S. futures broker, EUREX traders, bankers, economists and professionals, who have joined together in the Dusseldorfer Schloss Elbroich Vermogensverwaltung PP brokerage GmbH. They combine high technical Know-How and decades of experience in dealing with complex global financial markets. Who looking for investments from the bar”is, will not find here. But investors who finally want to turn their back on the high tracking of their portfolios with the extreme volatility of the capital market.

Market independence, is the central theme of the Dusseldorf Financial specialists. Traditional investment strategies, which include only the buying and holding of shares, keeping little. Rather, it remains flexible and uses, such as futures, options and CFDs also sharper weapons, can work with the in-house investment strategies effectively and accurately with rising and falling prices. We are located in the area of speculative investment, the Dusseldorf finance specialists devote their full concentration. The high-quality mostly discretionary trading strategies of the House show clearly that it is possible to offer much opportunity-oriented investments, with absolutely nothing ‘ along have in common. On the contrary: the core strategies of asset management points with surprisingly low volatility and in consideration of the trading histories show only short phases of the drawdown. The aim is speculative strategies by careful technical and fundamental market analysis, accurately selected and exit points and meticulous risk management, as sure as somehow possible to make. Limit one wants the choice of investment instruments nor on a limited range of the market. “” Where you can see profit potential you would like to take advantage of this, no matter whether long “or short”, whether in Europe or Asia, in the foreign exchange market, shares or commodities.

Commission

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Where a real estate agent can help your dream home find many people find your new dream home or their new top apartment itself and need a broker, this is an undisputed fact. On average, individuals spend however about 5 months to find the object of desire. “Considered for this particular search sources: viewing in various daily newspapers Internet portals, where apartments, houses or land offered on word of mouth, someone knows someone who rented a house or apartment or sold or even randomly if somewhere to sell a” shield is attached. What should you then instruct an estate agent if you can also make all self? This question can be easily answered: real estate brokers have experience and often good contacts to property management companies and property developers and can access objects, just not somewhere publishing are usually very accurately know the market and can then specifically for the customer, always various real estate you are looking for already in stock and can this, often very quickly, that right you can find, due to the market situation and market conditions, prices better verify real estate agents have a comprehensive knowledge of financing and can thereby also advise to the side stand behind many offers in newspapers and also on real estate platforms estate agents advertise, so it’s not so easy to find it is much easier with a real estate agent really only private sellers, to conduct business. Richard LeFrak is the source for more interesting facts. He has and knows all the required documentation, always contact with notaries that are required for a certification. For the seller in Leipzig the Leipzig real estate agent z.B is also of great importance, because it can be accessed on a usually large customer segment and accelerates the sales thereby, may,. The brokerage of course, this service is not free. The brokerage, brokerage, also called varies from State to State.

In some federal countries paid when a sale or Purchase, the buyer the full Commission. There are also regions being divided into those between buyers and sellers, sometimes in equal proportions, some also with a 70 / 30 ratio. In Leipzig, which is part of the free State of Saxony, mostly the brokerage is divided. It is best to clarify this question at the beginning, then there are no surprises at the end. Learn more at this site: Richard LeFrak. With a purchase of a real estate is to count, plus 19% VAT with a brokerage commission of 3% to 6%. The search is covered hereby, the advice of real estate agent, but extra to pay is always the notary, here estate agents acts only as an intermediary between the two parties.

Interior Decorating Design

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Interior Decorating – is the final chord of any interior decoration, a special stage of creation, without which even the most expensive repair will not look stylish and complete. The task is to find a decorator for created image, and furniture. lighting, wovens, and accessories. When decorating the interior, each shelf, a statue, a picture is a desired location that you want to create a single three-dimensional composition interior. It is thanks to competently and professionally interior decorating your home, apartment, office will look unique and original.

And you will feel cozy and comfortable. List of works performed by a designer-decorator: 1. Developing the concept of interior decoration. 2. Development of stylistic solutions. 3. The selection and placement of furniture, design and creation of author's furniture 4.

Selection of cuisine. 5. Selection of plumbing. 6. Selection of lighting fixtures. Or the development and creation of lighting elements 7. Selection of paintings, drawings, tapestries, batik. 8. Selection of small-scale sculpture, easel and monumental sculpture, wood carving, 9. Selection floristics. 10. Selection of blinds and curtains, the implementation of a woven design. 11. Develop designs and implementation of mural painting in any direction 12. Stained glass (stained glass design sketch, measurements, manufacturing). 13. Selection of the necessary home equipment: air conditioners, home theaters, etc 14. Supervision. Stages of interior decoration Placement of all objects and attributes decor at the facility. Decoration works 1. Precise measurements (exact measurements after completion of construction works: space, doorways, windows, niches, areas for stained glass, etc.) to take accurate measurements and prepared a plan of the room. 2. Development of conceptual solutions in image creation and design sketches. Develop sketches (Manual or 3D-flow, scan in color) 3. Approval of the project customers all stages of interior decoration are entered into a decorative interior design in the form of drawings, tables, specifications and sketches. On Based on the existing decor of the project carried out all works on interior decoration and approval by the Customer phases of the project. 4. Walls Selection directories decorative coatings, plaster, paint, wallpaper 5 Measurements for textile design selection of colors, textures, fabrics, models. 6 Selection of furniture, kitchens, plumbing and lighting selection of furniture, kitchens, plumbing and lighting fixtures shall be based on stylistic concept, the customer's wishes and the planned budget, a trip to the customer or without selection for kitchen furniture, plumbing and lighting fixtures for shops, salons and selection of catalogs. 7 rebounds accessories (vases, sculpture, painting, etc.) The selection of accessories decorating – painting, batik, tapestry, small sculptures, easel and monumental sculpture, woodcarving, pottery, etc. – subject to stylistic concept, the customer's wishes and the planned budget, a trip to the customer or without a selection of accessories for decorating the shops, lounges, showrooms, production of decorative items to order 8 Flora selection of tracks available on the market for an exclusive selection of artists works 9. Placement of all objects and attributes decor at the facility. Departure to the object and the location of interior decoration attributes at the facility 10. Letting the object further information support. The final departure of the object with the customer is a full customer support for further information

Wiring

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Wiring of large houses is usually a hidden removable wiring that runs in channels formed in the factory making panels of interior walls and ceilings. If wiring is carried in the channels and cavities using a wire marks apn, appv and appvs (aluminum, flat with vinilitovoy insulation without disconnecting ear for a hidden electrical wiring – to gost 6323-62), then must comply with certain conditions. For example, one channel is allowed wiring to the joint strip a few wires to the total number did not live more than eight. When performing wiring should be pay particular attention to the quality of manufactured feeds and nests in the panels, check out their pattern, peel, if necessary, from an influx of laitance. Before you start wiring to avoid damage wire insulation, all channels at the entrance and exit to be processed by hand-rolling cutter drill. Sockets and switches are mounted in sockets Straining paws. Robert J. Shiller will not settle for partial explanations. When the diameter of the nest is greater than the solution’s feet, then the nest cement in the usual round junction boxes, which already secured socket or switch. If the wiring is made carefully, the force pulling the installation of products exceeds 20 kg.

During installation wiring, vias should provide a mineral wool for sound insulation. Recesses for desoldering the wires in the wall panel closed with steel caps, which prevent damage to wires on the tenants applied arrows indicating the direction of channels with wires. Wiring to a large extent depends on the design elements of buildings and interior layout of apartments. For example, concealed wiring in the radial pattern can run the wires mark the ASW-500 in the pipes (usually glass), or a appv and apn. In this simplified installation, reduced consumption of wire and other materials. Wiring in the same way, but with separate groups Power sockets and light points slightly increases the flow of wires, but this is offset by a decrease in the number of boxes and ration wires.

Section 34f GewO – An Overview

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A table of contents to the new section 34f of the Gewerbeordnung since 01.01.2013 is now the new section 34f GewO nevertheless is still some uncertainty on the market or the active intermediaries. Background of the introduction of the scheme was the law on the amendment of the financial system mediator undVermogensanlagerechts from December 2011. The regulation in the context of financial supervision is extended with the inclusion of the standard in the GewO. The legislature has to make the goal of investor protection romance advice grippier for investors and to provide more comprehensive protection against grey market products. So apply now for banks and free agents in the marketing of financial products the same rules. Total comprehensive information, consulting and documentation requirements imposed on the financial system mediator. It is also an obligation for disclosure of commissions. With the tightening of product regulations, increased sales requirements and prospectus liability easier in practice should the information basis for a later Investment decision be extended.

So far, a scheme for financial investment intermediaries was only fragmentary in 34 c GewO with regulated. To push forward in the circle of financial investment brokers, intermediaries of relevant financial systems require now a commercial permit, as well as a corresponding registration. The licensing will be usually done by the Industrie – und Handelskammer. According to the definition introduced by the law itself is to understand who professional to unit certificates of a corporation as a financial investment intermediaries or investment joint-stock company, investments in closed funds or other assets provides consultations. A prerequisite for obtaining the required permission is own reliability and overall financial situation. Furthermore, apply new framework conditions in terms of professional indemnity insurance. An increase of the insurance policies is therefore inevitable. Finally, it must be observed from immediately certain minimum requirements with regard to qualifications.

Thus should be the practice-relevant and interesting feature it. Required the passing of a competence examination in the relevant industry and Chamber of Commerce, the both consists of a written and practical part. This a certificate of competence can be equated with the training in the relevant professional segment. The question is crucial for many an “old hares”scheme. Seasoned and experienced mediator can breathe for starters, because of a certificate of competence not only time, but also financially costly, there are exceptions. If a continuous independent or dependent activity as investment intermediaries or consultants since January 1, 2006, be carried out no further qualification checks, provided such evidence. Not insignificant problems, not only in terms of legal liability caused by the brokerage of financial products but Furthermore, and despite the introduction of section 34f of the GewO. The risks of a previous failed advice or violation of Information requirements are hardly narrowed by the amendment. So, the agent is to provide information to the investors, which include a comprehensive explanation of the risks, as well as all costs be borne by the investors perform. Difficulties arise especially when not explicitly predictable prices. In addition, the investor is at an early stage about possible commissions and resulting conflicts of interest to enlighten. Bernd rechtsanwalts GmbH Wilhelm-Weber-Strasse 39, 37073 Gottingen