European Championship

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Triple two of an outstanding Torrens, Lyttle and great involvement of all put the national team ahead (34-35) at the resumption and gave way to improve them minutes of Spain, which, however, did not break the shock and continued charging of fouls. Easter and Lyttle committed his third offense. In the French box Myem and Beikes prevented the Spanish departed on the scoreboard that reflected a 46-48 in favor of Hernandez’s before the final period. Lethal blow a partial 6 – 0 to France and the fourth Lyttle staff forced the Spanish technician to ask a downtime with five down (52-48) to seven for the final. Get more background information with materials from Daniel Taub. It was the beginning of an unexpected ending. Extended then to a 12-0, with Lyttle on the Park on the verge of elimination and the French with everything from face.

France exceeded in all facets of the game to a Spain sunk physically and that until a Freekick from Palau in the 35 minute did not score in the fourth quarter. The unexplained part 22-1, with three of four triples, liquidated the red team in little more than six minutes. The last quarter ended with a 33-7. Factsheet 79. France (17 + 13 + 16 + 33): Dumerc (5), Gomis (7), Beikes (12), Gruda (17) and (4) – Quintet initial-Lawson Ndongue (6), Laborde (0), Yacoubou (10), Bonnan (0), Lepron (2), Miyem (16) and Digbeu (0). 55 Spain (15 + 12 + 21 + 7): Dominguez (2), Torrens (10), Palau (1), Lyttle (11), Montanana (11), – starting lineup – Aguilar (6), Cruz (4), Xargay (2) and Easter (8). Referees: Dolinek (CZE), Jones (WAL) and Vecerskis (LIT). Incidents: First day of the second phase of the women’s European Championship. Group f. Spodek Arena Katowice. Source of the news: Spain falls to France and the pass play to the quarterfinals of the European Championship against Latvia and Croatia

Mortgage Theft

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I have a friend who is a thief, but tells me that he only meets with what makes the mortgage law and even our political representatives to help and support your company I guess they do among other things that my friend follow stealing under the Act. This makes me remember the custom that had my neighbors of a mortgage loan getting good of great economic value that ensured them (in part) the old age and (in part) was supplying the low retirement (if you were). But I had a problem. More information is housed here: Daniel Taub Israel. The limited mobility of my neighbors when it comes to move to another place to work. When the law, few neighbors noticed was institutionalized theft mortgage. Initially I thought that you could be considered a scam, but on the concept of this scam the term of deception and the mortgage law in Spain makes it clear, there is no deception. Thus, the ancestral custom of asking a mortgage for the purchase of a home, is take, both political representatives and intermediaries financial, and a few articles were drafted in the mortgage law that made possible the theft of your mortgaged when things come you wrong given.

Usually in Spain, there are very few neighbours who are aware of the consequences that can result in some other article of any that other law and as every time there is more laws and regulations to comply with, because that, many not bother to know them and while they may not apply you coexist with them why you want to impose the principle of: ignorance of the law does not exempt its compliance and the existence of a popular saying: If you want to sink to a neighbor, let him meet the law are sure to find a law that this false. Perhaps, the current economic crisis, has made possible many espanolitos to suffer the consequences of this theft institutionalized by the mortgage law and wake up, but is already too late, and now my neighbors are being disappointed by our politicians of shift that is escusan in the economic problems that exist, to say that now not It is time to change the law, while the financial intermediary are left with their homes and also leave them with a few debts that make it possible to seize them part of their future salaries, or they can also (financial intermediaries) have seized the homes of the parents of my neighbors who supported the mortgage on their children. I.e., the mortgage law makes it possible that my neighbor if you purchase a home using a mortgage and arrives a moment that can not afford the monthly payment, the financial institution can stay with housing for only half of its value and Furthermore, my neighbor the payment of half of the value of housing among other things. If this is not a robbery, that is stealing?. My neighbor have removed you your housing in addition to the payment of the rest of the value of a good (housing) which is no longer yours.

InvisiTasking

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The benefits of this simple precaution range from shorter backup times, faster antivirus scans and shorter startup times to lower power and lower load of the drives.” The survey called a poor system performance as a reason for 33% of PC upgrades, another indication of the degree of inefficiency in many IT departments. A comprehensive prevention of fragmentation significantly increases the life of the equipment, and Cantwell, made it clear that many of the customers of Diskeeper Corporation hardware upgrades to up to five years can delay. More information, get statistical data and a British case study see: TopLine communications + 44 (0) 20 7580 6502 Diskeeper Corporation Media contact: Melanie Mills German marketing & PR Manager + 44 (0) 1293 763384 about Diskeeper Corporation specialists for system performance and reliability : the head of the technology departments, managers, and system administrators on the list of global Fortune 1000 and Forbes 500 listed corporations rely on Diskeeper software, to ensure outstanding performance and reliability on their business laptops, desktops and servers. Diskeeper 2010 is the only product that prevents fragmentation before it ever occurs. Diskeeper Corporation also offers data recovery software undelete (www.undelete.com) to real-time data protection and Instant file recovery.

InvisiTasking technology each process runs completely unobtrusive in the background. It is comprehensive on otherwise unused free resources used (www.invisitasking.com). Read more from Daniel Taub to gain a more clear picture of the situation. 2010 Diskeeper Corporation. All rights reserved. InvisiTasking, Diskeeper, Undelete, innovators in performance and reliability technologies, data recovery, real time data protection and real time are trademarks of Diskeeper Corporation. All other trademarks are property of their respective owners.

Conditions Even Made

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In our series of post recently ‘on the website check’ we portray everyday problems, we have found in our Web site checks and demonstrate solutions. During the meetings of our site checks at the EC-M, entrepreneurs often ask the question whether their terms and conditions in order to be. At this point, we explain that we do provide legal advice in individual cases. We question, however, who created the general terms and conditions. “Almost shockingly often we hear the answer: well, I myself.” “” On demand, how exactly it because came to the rules, explain many entrepreneurs, a comprehensive comparison with appropriate “terms and conditions for competitors made and then adapt the corresponding passages” to have. Not infrequently we hear also the answer, we have found that at any major online provider, but expensive paid lawyers work, which will already know what they are doing.” An approach that is too often bitter revenge.

General terms and conditions -What? What are general terms and conditions at all the? “General terms and conditions are according 305 BGB all for a variety of contracts put in contract conditions, which is a Contracting Party (the user) of the other Contracting Party at the conclusion of a contract.” General terms and conditions cause the conclusion of the contract is simplified, accelerated through a formulated above clause and standardized. They change the allocation of risk and liability often in favor of the user usually over law and facilitate the contract this. Therein lies the threat that the user, typically an entrepreneur who is also economically stronger and experienced business, can push through unilateral or surprising arrangements towards a consumer, that move too far away from scores of the Act at the same time. Therefore subject to general terms and conditions of a legally standardized content control. Ineffective clauses go in doubt at the expense of the user (i.e.

The Agency

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Not all apartments makes sense trust. Cheap accommodation is more profitable to take the usual way. On the other hand, dveritelnoe management and leasing expensive elite apartments in Moscow is not as preferred for Realtors, as increased responsibility for them. It is best to send in trust with the apartment rental rates $ 500 – 3000. Holders of such housing in the majority of people working, and it is easier to pay the agency and be free of worries related to the search employer, and further communication with him.

According to realtors, this service is relevant for those who want to advance to make repairs in his apartment, but this time he does not. The Agency stands ready to take on all the arrangements for the organization of repair of apartments at the expense of renting an apartment and the subsequent delivery free of charge. Asset management and convenient for the employer. The contract stipulates that the amount of rent should not be changed for the entire period lease. In addition, visits to the owner are strictly regulated. The owner of the apartment turns into a real estate agency, and concludes with an agreement under which it undertakes to find a tenant.

When signing a contract landlord must have a passport, proof of ownership of this apartment (the apartment is privately owned), or a copy of the account if the property is municipal. Originals documents he presents to the agent, and sends him the certified copies. It should also confirm that the apartment is not currently rented, not alienated, not incorporated and not under arrest.

Evaluate Apartments

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Sale, purchase, exchange of housing – these real estate transactions are made constantly. When it is necessary to comply with its own interests to the fore issues of assessing the apartment. There are different ways of assessing the apartment. You can use the services of a licensed appraiser, realtor or do it yourself. A qualified appraiser will determine the value of the property with a high degree of reliability and fix their findings on official paper. Agent can evaluate both the on-site and by phone. Analyze the cost of housing may be on their own. In this case, you have to know about the mandatory criteria for the evaluation of real estate.

One of them is the location. Similar apartments are located in different regions of the houses will have an excellent price. In each city – its own characteristics. Speaking of the capital, the most prestigious name Central district, where – the most expensive apartments. Inexpensive, designated South, South-east. As a rule, accommodation in the heart of any city predpochitaemo most, and this affects the price. Thus, the most expensive real estate in Tver is located in the central region, and the cheapest – in the outskirts of the village Himinstituta.

The next criterion – it's proximity to transport. Long distances from the bus stop or subway may reduce the price by several thousand dollars. At the price effect is also characteristic of the location of the house infrastructure, which includes shops, kindergartens, schools, hospitals, sports complexes. An important criterion – the eco-friendliness. The proximity of CHP does not make attractive housing. Pay attention to the quality of the house – is important year of construction, condition of the building, wall material, number of floors and more. Conventionally, the house can be divided into "Stalin" five-story building, Khrushchev, modern block of flats and panels, as well as brick luxury building. By the logic of the most expensive will cost apartments in new buildings. In fact, Khrushchev housing can be assessed even higher. The reason for that – the status of "demolition." After a while, instead will be given a comfortable apartment in a prestigious area. Real estate in Tver and other cities with such a status is particularly in demand. Are important features such as floors and area. Accommodation on the ground floor is estimated less than average. With regard to the area, here are important: the number of rooms, availability of the loggia, storage and other outbuildings. Attention is drawn to views, state of the apartment. In assessing housing are taken into account, and legal aspects. The most beneficial option, in which there are no any difficulties in processing the documents for the apartment (there is no prescription of people, she not subject to settlement and so on).

Choosing a Real Estate Agency

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For one of the professions that: "As long as there is hair – hairdressers will be needed." Of course, while there thieves – are going to need the police, are still alive people will need bakers, and, of course, as long as people live in homes, experts on Property will be in demand in the labor market. Buy or sell an apartment in the city of Rostov, and in any other city – it is a very complicated question, whose solution will require much time and labor. Search sites and potential customers, the organization of preliminary talks and views of apartments – it's just the initial phase, for which there is a whole layer of serious work. Before it comes to registration and registration, careful collection and a full legal review of documents, and it's only by a competent technician. One should also consider the fact that directly buy or sell an apartment in Chicago fairly easy – direct transactions are conducted entirely slightly, the vast majority is a "chain" of so-called "alternative" transactions. How to buy "his" apartment, so she gathered all the parameters, but not to overpay? How to check the powers of seller's right to sign a treaty to take into account all the nuances? If you can buy a new apartment just sold the old one, then as a "dock" the sale and purchase? Do it alone, without some knowledge and experience, rather difficult and not always possible. To purchase the new apartment did not remain a pipe dream, it is better from the outset to use the services of real estate. .

The Boiler

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A brand new product for our market – this is the boiler running on wood pellets (pellets). Although information is available about these boilers is relatively long, we can say that in Russia they are almost not represented. The reason, perhaps, the relatively high price of the boiler or the absence of the fuel widely available. However, the Boilers have a number of of advantages over conventional boilers for solid fuels. First, they are environmentally friendly because the production of pellets do not use chemical additives. Second, the calorific value of pellets is higher than usual timber (capacity pellet boilers ATMOS up to 92%.).

Third, pellet boilers operate in a fully automated mode. Fourth, the pellets are easy to store (requires less space), and transport. They are less prone to spontaneous combustion, biologically inactive – do not contain dust and spores that can cause allergic reactions. Pellet boiler ATMOS is designed as follows. In the body of the boiler built a special burner, in which the bunker with the screw enter boot pellets. The bunker is located next to the boiler or in an adjacent room and can be any size. Upon receiving the command 'strata', ie if necessary, heat, turn the screw, which pours pellets into the burner nozzle.

Pellets ignited by a glowing coil and when they are sufficiently combustion, the burner automatically selects the set output of which is as long as all system is heated. Thereafter, the burner is turned off and the pellets remaining in the nozzle, burning down. The operation of the burner is made by electronic control. Loading of fuel, cleaning the burner and ash removal are carried out once 1 – 14 days, depending on the quality of pellets. Pellet boilers ATMOS designed so that, if necessary, you can remove the pellet burner and replace it with a lid and heat an ordinary timber. And finally, the boiler ATMOS, which currently has no analogues on Russian heating market – a combined model boiler ATMOS DC (L). The boiler can work with wood, pellet, gas and liquid fuel. And perhaps alternate fuels without conversion of the boiler, depending on whether the burner is installed on it, pellet, gas or fuel oil: wood and wood pellets, wood, natural gas, wood and liquid fuels. The boiler is designed as housing with three cameras, one above the other. In the two upper chambers are burning wood pyrolysis. In the third – the bottom, lined with ceramic burner fits the selected type. Both systems are separated from each other by a water jacket and so have almost no influence on each other, so boiler achieves high (92%) efficiency of the combustion of certain fuels. At the moment the boilers ATMOS DC (L) is available in four sizes in Depending on the power – 15 to 35 kW. To protect from overheating all ATMOS boilers are available with cooling circuit. See photos of boilers Atmos>>

United Arab Emirates

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Ceramic granite is an artificial decoration material, filled in the form of plates. Gres was first obtained in the early nineties of the last century, and I must say, its receipt caused the present furor among major manufacturers and suppliers, strongly selecting from a number of other ceramic flooring. Porcelain appeared in Italy, so it is a ‘name’ in native Italian – gres porcellanato, where gres means ‘stone-ceramics’, and has porcellano value of china. Precisely because of this Italian phrase manufacturers give the definition of two main entities granite: – porcelain tiles produce nearly as well as produce and pottery, and porcelain – ceramic on its external properties and characteristics can be confused with the same natural stone – granite. Initially, ceramic granite began to make known if the Italian firm Mirage, which in addition to the countries Europe, engaged in the delivery of this material is still in Russia.

However, nowadays the main country of production of ceramic granite is quite different. Large production are located in the United Arab Emirates, Turkey and Spain. Of course, here and China is not far behind. Factory competitors in recent years waging a fierce fight with each other for the production of porcelain tiles. Thanks to the work world designers and builders to shelves can see granite, not only imitating natural stone, and antique, different species of trees, leather embossing. Such models of ceramic granite on external indicators can be confused with natural stone, because they also have divorces and small specks. However, it is worth remembering that the natural granite has a more natural color and color blotches are irregular. In addition, the surface granite are no cracks that can not be said about natural stone.

Due to extensive use of the latest developments in the production of porcelain tiles, you can find and quite monotonous granite. In addition, this material presented in the form of Semi, polished or unpolished slabs entirely. Many of them are non-skid. All these types of granite can be used in the regeneration of absolutely any room, and give preference should be the species that meet your aesthetic preferences, as well as cash opportunities. Ceramic granite is obtained from the clay mass, which is mixed with different dyes and subsequently components of the pattern on the ceramic blocks. After mixing, the resulting mass is pressed and fired at high temperatures. With these actions have granite disappear all the pores and cracks. In addition, the ceramic blocks, despite its appearance in a very warm country, it is resistant to frost: can tolerate temperatures down to -50 degrees Celsius. In our time, using porcelain tiles you can finish completely any location: production, traditional apartments and houses, railway stations, shops, banks and warehouses. Other leaders such as carrier offer similar insights. Especially it is used extensively for lining the terraces and balcony areas, as well as the steps and floor. A large variety of colors and designs stoneware helps translate perfectly into any architectural design life, to make absolutely any room neat and aesthetic appearance. Ceramic granite is very hardy, and even on the shelves stores humours look even very picky customer.

Seattle Sounders

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A judgment of the Federal Court of justice speak also for the permissibility of separate cost offsets (from 20.01.2005 – III ZR 251/04). After that running the Supreme Court inter alia that at separating brokerage contract and insurance policy not only legally, but also actually made the claim on the broker pay regardless insist the later fate of the insurance contract and a premature termination of the insurance does not touch the obligation to pay the brokerage rates. Contrary to the opinion of the 10th Civil Chamber of the Landgericht Rostock (in their judgment of the 06.08.2010-10 O 137/10) not the legal right of termination the policyholder will undermine this also or the scheme of also no penalty comes immediately. Because the closing costs could be paid by a single payment and be transparent to the policyholder. If the contract costs so clearly in mind will be the customers, it was for him to calculate whether the contract is economically meaningful. The risk one is economically necessary as detrimental given legal transaction the policyholder but then deliberately would. The Supreme Court was at the 20.03.2013 in two Revision procedure also deal with the question, whether additional cost compensation agreements are allowed.

In the process the AZ.: IV ZR 162/12 had the lower courts (LG Leipzig, 19.04.2012 3s 571/11;) AG Oschatz, Seattle Sounders 2 C-390/11) upheld the claim of the insurer on payment of the total cost in the procedure to the AZ.: IV ZR 265/12 was the insurer in the Court of appeal (LG Cottbus, 20.06.2012 1 S 142/11;) AG Lahiri 28.07.2011 20 C-226/10) remained unsuccessful. Shortly before the trial, the insurer has withdrawn his appeal against the repellent action judgment of the LG Cottbus, the dismissal was therefore valid. The second pending procedure the insurer at the hearing said the waiver of the claim pursued by him, and may require more from the respondent policyholder no further payment on the cost equalization agreement.