The debate on the remuneration of the saving despertou the interest of many investors for the Direct Treasure. Not to lose customers, opened banks retail if have shown each time more to the negotiation of public headings, competing product of the investment funds, with compatible costs with the one of the independent brokers. To the eyes of the great financial conglomerates, since when he was servant, in 2002, the Direct Treasure faced vine being with certain exceptions, for representing competition to offers of deep in the banking network. One is about a segment where the banks collect vultosas prescriptions with administration taxes, mainly next to the retail public, who applies low values and has little mobility. But this situation also can be moving. The Bradesco Broker lowered the charged tax drastically as safekeeping agent, of 4% to the year for 0,5% to the year, being on-line with the costs of the market.
In such a way, the Ita Broker will be the only one to keep prohibitive prices, of 4% to the year in the retail and of 3% to year for the customers of the segmentation of high income of the Personnalit. Snake R$ 25 for operation still carried through. The together bank if now to the Bank of Brazil, Federal government saving bank, HSBC, Safra and Votorantim, whose brokers the 0.5%, have inferior taxes According to Bradesco Broker, the bank decided to reduce the tax of the Direct Treasure not to lose customers for other brokers. The bank not yet made no spreading of the newness next to the customers: ' ' When the Direct Treasure started, the bank adopted a high tax. Perhaps it had until a little of distrust of that the customers left the deep ones for capsize to operate in the Direct Treasure. In elapsing of the time, we perceive that the customer of the Direct Treasure is a different person, who has a deeper knowledge of fixed income.